401k Plan Fund Selection Strategy
401k Plan Fund Selection Model-2 ( Age group between 40 to 50 year )
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For this age group it is favorable to invest
1) 30 % in high risk fund
2) 40% in moderate risk fund
3) 30% in low risk fund
After you reach at 50 year start to watch Stock market If you sees market are
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reasonably up take off all high risk money and moderate risk money and follow your age group model. If you don' want to take more risk near retirement don't select high risk fund and that 30% keep in stable fund ( same as cash type fund).
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